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Update: August 2008
Your Personal Guide to Achieving Success With Your Money and Your Life
Update: August 2008
Thought for August 2008
“Please—as an adult, be a dream creator and not a dream stealer. Your words of encouragement to a young person may shape not only the child’s destiny, but the world’s.”
Davd Bach, Start Late, Finish Rich
If you are looking for real information to help real people become successful with their money you have come to the right place. This is an educational site with exactly that purpose in mind.
Hello. My name is Dr. James G. Salmons. The material on this site comes from more than two decades of experience, study, and teaching people about money. I know the information here can help you because it has proven value.
What I have written here reflects my study of the research and writings of the very best students of personal success. In addition, I have validated it through years of my own successes and failures as well as that of others.
Please read our Key Pages to discover the why and how of this site. We really are different than anything you will find elsewhere. If you truly want to be successful with your money you will find here the information you need to achieve your goal. Most important, it is all explained in simple, direct language anyone can understand and put into action. What can you learn here?
The most important thing you can ever do to become successful with money is to learn how to get in control of your money. But unfortunately, most people never master their money and consequently never reach their financial goals.
There is a simple, generally unrecognized reason for this fact. People don't know how to get in control of their money and there is no potential for success without doing that first.
There are a multitide of financial sites willing to tell people what to do with their money, but almost none to tell them how to gain this control and thereby make success possible. This site is committed to sharing the real secrets of financial “how to” including this essential fundamental skill.
If you are not as successful with your money as you should be, you can change directions starting today. Begin with the clear, effective information you need to learn so you can begin to get in control of your money.
After you learn how to get in control of your money you can then easily escape the trap of credit card and other debt. There are a lot of voices extolling the joys of living on credit! Be honest with yourself, however, and you will know that debt makes a slave out of its victims, especially credit card debt.
The instructions you find here will enable you to eliminate all of your debts sooner than you think. Then you will always have the money you need to pay your bills, afford to do the things you really want in life, and prepare for a meaningful and happy “retirement.”
My six part series of articles, Get Out of Debt, will guide you step by step through the actions you need to take to eliminate your debts. It may sound impossible, but it isn't. If you really want to escape the confines of debt and experience real financial freedom nothing can help you more than this powerful plan.
Are you making all the money you need? Most people would say they are not. But how many are taking the steps they need to increase their income? Fewer than you think. Far fewer.
There are definite principles that determine how money works in every area of life and I have organized them into The Ten Essential Laws of Money. Applying these principles is the key to prosperity and financial success.
Anyone who takes time to understand and apply these truths to their own lives is destined to greatly increase their income and gain many other advantages as well. Specific plans and action steps you will find here are designed to help you become a more productive and prosperous person. Others have learned how to do this. You can too.
For the first time since the Great Depression Americans have drifted into a negative savings rate! To be successful with money it is essential to learn how to save and invest. Saving and investing is the key to the passive income that can really change your life financially.
Financial institutions, including those who say they are there to make you money, are designed to make themselves money more than to help you. The principles and practices you will learn here will enable you to make the choices that will lead to your own personal prosperity.
You don’t have to have a large income to become an investor. Once you are in control of your money, get out of debt, and begin applying the other financial helps you will find here, you will also find yourself able to start saving and investing more money.
There are numerous articles here that explain the importance and role of saving money. There is also clear and sound information about the way to do it.
The good news is that it is not so much the amount of money you have coming in that counts as it is what you do with it once it is in your hands. Apply what you learn here and you will soon be on your way toward living life at its best.
For most people the idea of financial freedom seems more like a day dream than a real possibility. However, this site is written to help ordinary people, not the rich.
Believe me. Financial freedom, properly understood, is within the reach of most people if they take time to learn how to manage their money, set appropriate goals, and work toward them with persistence and patience.
Two articles under the Financial Laws section, Financial Freedom I and Financial Freedom II set out the basics. You will find much more throughout the site that relates to this topic.
Major additions are in the works and a lot of new material will be posted on this website over the next few weeks. Previously I have shared most of my content only through the $uccess With Money Action Newsletter but as more people are showing an interest in reading online I have decided to make more of it available here as well.
For the last few weeks you have been able to read the articles on getting in control of your money. This may be the most important information you will ever read about money—if you read and implement it in your own life.
Then I posted the twelve part series revealing and explaining each of the Ten Essential Laws of Money. Now I have posted the six part series, Get Out of Debt. In the troubling financial world we live in today, what could be more beneficial than being out of debt!
In the immediate future you can expect articles on each of the four types of action steps described in our methods page. Please come back soon and often.
Good Success!