Basic Money Affirmations

Attitudes are habits of thought. Our habits of thought are learned, just like any other habits. We can change our thought habits like we change other habits, by replacing them with others more to our liking.

So how can we replace our thought habits? There are several techniques, but one of the most useful is through the use of affirmations. What are they? Affirmations are positive, declarative, first person statements of the new attitude we choose to adopt as a replacement for a negative, harmful one.

In my article on the first law of money, The Law of Expectation, I have a discussion of how this works. It is in the section called, “Can Our Attitudes Really be Changed?” You might want to check it out.

In that article I suggested one affirmation that can get us started in the right direction: “I am good with money.” Here are some others that might be useful models.

• “I like to save better than to spend.”
• “My net worth is growing every month and I maintain a written log to show it.”
• “On the first day of every month I sit down with my spouse and review our previous month’s progress with our money, making written goals for the next month.”

One of the best ways to use your affirmations is to write them down on three by five inch note cards and carry them in your pocket, purse or brief case. Review them out loud at least once each day. Continue to review each card daily until it is fully implemented in your thinking and behavior.

Make this action step a high priority. Be patient. Obviously, if you have spent years telling yourself that you are poor with money it will take some time to train your mind to believe the opposite, that you are good with money. But the effort is well worth it.

In time, and probably sooner than you think, you will notice changes in your decisions about money. You will decide to pass up a purchase you might have made earlier. Why? Because you would rather save than spend.

And you will congratulate yourself. “Hey!” you will say, “I am becoming better with my money and it is terrific.” At first there will be small benefits. But soon there will be big ones.

The best, and perhaps in the long run the only, way to change your behavior is to change your thinking. Using affirmations is one of the best ways to change your thinking.