Welcome to $uccess With Money

Helping People Succeed With Their Money

If you are looking for real information to help real people become successful with their money you have come to the right place. This is an educational site with exactly that purpose in mind.

The information on these pages will prepare you to get in control of your money, get out of debt, earn a better income, save and invest successfully for the future, and in less time than you think, experience true financial freedom.

Hello. My name is Dr. James G. Salmons. The material on this site comes from decades of my experience, study, and teaching people about money. I know the information here can help you because it has proven value.

What I have written here reflects my study of the research and writings of the very best students of personal success. In addition, I have validated it through years of my own successes and failures as well as that of others.

Read the Key Pages to discover the why and how of this site. It really is different than anything you will find elsewhere. Most important, it is all explained in simple, direct language anyone can understand and put into action.

Get In Control Of Your Money

The most important thing you can ever do to become successful with money is to learn how to get in control of your money. Unfortunately, most people never master their money and consequently never reach their financial goals.

There is a simple, generally unrecognized reason for this fact. People don't know how to get in control of their money and there is no potential for success without doing that first.

There are a multitide of financial sites willing to tell people what to do with their money, but almost none to tell them how to gain this control and thereby make success possible. This site is committed to sharing the real secrets of financial “how to” including this essential fundamental skill.

If you are not as successful with your money as you should be, you can change directions starting today. Begin with the clear, effective information you need to learn so you can get in control of your money. Read the five articles found in the Keys to Control section beginning with What’s In Your Head?.

Get Out of Debt

After you learn how to get in control of your money you can then easily escape the trap of credit card and other debt. There are a lot of voices extolling the joys of living on credit! Be honest with yourself, however, and you will know that debt makes a slave out of its victims, especially credit card debt.

The guidance you find here will enable you to eliminate all of your debts sooner than you think. Then you will always have the money you need to pay your bills, afford to do the things you really want in life, and prepare for a meaningful and happy “retirement.”

My six part series of articles, Get Out of Debt, will guide you step by step through the actions you need to take to eliminate your debts. It may sound impossible, but it isn't. If you really want to escape the confines of debt and experience real financial freedom nothing can help you more than this powerful plan.

Increase Your Income

Do you have all the money you need? Most people would say they do not. But how many are taking the steps they need to increase their income and make the best use of what they have? Fewer than you think. Far fewer.

There are definite principles that determine how money works in every area of life and I have organized them into The Ten Essential Laws of Money. Applying these principles is the key to prosperity and financial success.

Anyone who takes time to understand and apply these truths to their own lives is destined to greatly increase their income and gain many other advantages as well. Specific plans and action steps you will find here are designed to help you become a more productive and prosperous person. Others have learned how to do this. You can too.

Increase Savings and Investments

For the first time since the Great Depression Americans have drifted into a negative savings rate! To be successful with money it is essential to learn how to save and invest. Saving and investing are the keys to the passive income that can really change your life financially.

Financial institutions, including those who say they are there to make you money, are designed to make themselves money more than to help you. The principles and practices you will learn here will enable you to make the choices that will lead to your own personal prosperity.

You don’t have to have a large income to become an investor. Once you are in control of your money and get out of debt you can apply the other financial helps you find here to save and invest intelligently and productively.

Experience Real Financial Freedom

The good news is that it is not so much the amount of money you have coming in that counts as it is what you do with it once it is in your hands. Becoming financially independent is simply a matter of learning how, setting out a workable plan, and following through.

For most people the idea of financial freedom seems more like a day dream than a real possibility. However, this site is written to help ordinary people, not the rich.

Believe me. Financial freedom, properly understood, is within the reach of most people if they take time to learn how to manage their money, set appropriate goals, and work toward them with persistence and patience.

Two articles under the Financial Laws section, Financial Freedom I and Financial Freedom II set out the basics. You will find much more throughout the site that relates to this topic.

August 2008 Announcement

Previously I shared most of my content only through the $uccess With Money Action Newsletter but since more people are showing an interest in reading online I decided to make more of it available here as well.

In the last few days I have posted articles on each of the four types of action steps described in our methods page (see the right hand navigation). Please come back soon to discover even more on these five themes related to your success with money.

Good Success!